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Currency Exchange in Vietnam: Dong (VND) Cash Without a Card

Transfer rubles via the Fast Payment System (SBP) from a Russian card and receive your dong at a BIDV or Vietcombank ATM card-free or via courier.
You give away
USD*
You get
VND

☝️ Contact a manager for a personalized rate.

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Opening hours: 11:00 to 21:00
Courier delivery in Nha Trang, Da Nang and Mui Ne
License of the Kingdom of Thailand No. MC225480026

Instantly exchange rubles for dong in the app

Launch
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Cash delivery in Nha Trang, Da Nang and Mui Ne

Methods and rates
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Dongs at BIDV and Vietcombank ATMs — via QR code, no card required

Order delivery
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USD*
USD*
Rate: 24333.400
VND
VND
RUB
RUBaccording to the SBP
Rate: 287.947
VND
VND

The rate is fixed before payment

The exchange rate and amount are fixed in the application before the rubles are transferred; upon issuance, you will receive exactly the calculated amount of dong.

Licensed service

We've been operating since 2016. Our operations are protected by local laws.

iconLicense № MC225480026

Safe transaction

Funds are reserved by the system and debited after documentary confirmation. A manager will assist the transaction at every stage, from 11:00 AM to 9:00 PM Vietnamese time.

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550,000+ exchanges

More than 100,000 clients in Thailand, Vietnam, Indonesia and the UAE.

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Ex24 Services and Products in Vietnam

Currency exchange and cash withdrawal

Exchange rubles and USD* for dong at a fixed rate: cash through BIDV and Vietcombank ATMs, courier delivery, or deposit to your account.

QR code payment in Vietnam

International transfers

Invoices and business payments

How to Get Dong in Vietnam: 3 Ways Without a Local Card

No foreign or Vietnamese card required. We accept rubles and USD*. Delivery is carried out daily until 21:00.
Withdraw dong from an ATM using QR code

Withdraw dong from an ATM using QR code

BIDV and Vietcombank ATMs, from VND 1,000,000

Term

from 5 minutes

Suitable for

tourists, quick money

How does this work
  1. Contact the manager and fix the rate
  2. Transfer rubles using the details provided
  3. Withdraw VND using a QR code from a BIDV or Vietcombank ATM—no physical card required.
Ask the manager
We recommend
Delivery of cash dong by courier

Delivery of cash dong by courier

Nha Trang, Da Nang, Mui Ne - door to door, daily until 9:00 PM

Tariffs
  1. Nha Trang - from 3,500,000 VND, delivery 150,000 VND; from 6,500,000 VND - free
  2. Danang - from 5,000,000 VND, delivery 150,000 VND; from 9,000,000 VND - free
  3. Mui Ne - from 2,500,000 VND, free in the tourist area (from the Romano Hotel to Centara Mirage)
  4. Other addresses - by individual agreement
How does this work
  1. Agree on the address and time with the manager
  2. The courier will arrive at the selected time.
  3. Get cash dong delivered to your door
Ask the manager
Transfer to an account or payment via QR code

Transfer to an account or payment via QR code

VND crediting using bank details or instant payment for purchases

Term

instantly / up to 1 day

Suitable for

rent, bills, purchases

How does this work
  1. Send the details or a photo of the QR code to the manager
  2. Transfer rubles
  3. The recipient receives dong in their account; payment via QR code is instant.
Ask the manager

Transfer money from Russia to Vietnam and 50+ other countries

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Why you should use this service

A service for securely transferring money between countries and currencies across 50+ destinations. Suitable for personal and business transactions when standard bank transfers are limited or inconvenient. We use modern technologies and processes to protect against fraud.

How does this work

1

Choosing a direction

Contact the manager, specify the country and city of sending and receiving funds.

2

Transfer of funds

The system will perform conversion and routing through secure currency channels.

3

Receiving money

Choose a convenient method of receipt: bank account or local solutions.

Order an international transfer

Exchange from 10,000 dollars

Payment methods

visa
unionpay
mastercard
mir
sbp
alfabank
raiffeisen
sberbank
tinkoff

Feedback on our work

A
Andrey Lisek

With Unionpay gone, there are fewer ways to get baht. I used this company to exchange funds at an ATM and communicated with them through the official Telegram bot on their website. Everything is clear, and the rate is better than the competition.

January 12, 2023Google
A
Alsou Davletgareeva

A wonderful money exchange service! I urgently needed to send money to a Thai account last night. We searched for a decent exchanger for a long time and were very afraid of getting scammed. We decided to use this exchanger at our own risk and were right on track! The service is open 24/7, the manager answered all my questions, and the money was transferred very quickly! Overall, I highly recommend it.

December 3, 2023Google
P
Paul

I recently used this exchange service and was absolutely delighted! Firstly, the rate is the best in the city, with no hidden fees or additional charges. Secondly, the service is top-notch: the staff is polite and knowledgeable, answering all questions and ready to help with even the smallest details. The exchange process itself takes just minutes—fast, convenient, and secure.

November 18, 2024Google
V
Vlad

There are a lot of unscrupulous people in this industry, but this company is trustworthy! The rate is favorable and the exchange rate is fast!

October 27, 2024Google
M
Mr. Fett

Friends recommended this service, and I decided to withdraw some cash right at the airport. It was super convenient—they gave me baht from the ATM even without a card! Everything went quickly and smoothly. I recommend Ex24.pro to anyone looking for a simple and reliable way to exchange currencies. Excellent service!

September 15, 2024Google
K
Kitty

I've been using this company for money exchange for the past two years of living in Thailand. Always fast, polite, and respectful. They offer a good rate and a completely fair interest rate. Thank you for your work. May you continue to grow, flourish, and smile 🤗

August 8, 2025Google
A
Alina Vikhareva

I was very pleased with your currency exchange service. The exchange was quick and easy: I transferred rubles from card to card and picked up the baht at the office. The staff was polite and knowledgeable, creating a comfortable atmosphere. Thank you for the excellent service and favorable rate.

July 22, 2025Google

Choose a convenient exchange method. Managers are available from 11:00 AM to 9:00 PM.

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Guides to Money and Life in Vietnam

How to receive dong, pay via QR code, and avoid overpaying on transfers – breakdowns from our Telegram channel.
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Need cash in Vietnam right now?

Need cash in Vietnam right now?

With Ex24 you can get them in just 2 minutes. No card required.

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Frequently asked questions

Yes. Ex24 quickly exchanges rubles from your Russian card for Vietnamese dong: you transfer rubles via the Fast Payment System (SBP), and receive the VND in cash via ATM, courier, or deposited into your account. The ruble-to-dong exchange rate is fixed until payment is made and does not change. Our managers are available daily from 11:00 AM to 9:00 PM Vietnam time.

Visa and Mastercard cards from Russian banks don't work in Vietnam—neither at ATMs nor in stores. Solution: Transfer rubles via the Fast Payment System (FPS) through Ex24 and receive cash in VND via a QR code at an ATM, by courier in Nha Trang, Da Nang, and Mui Ne, or by transfer to a Vietnamese account—no card required.

There's no direct way: Vietnamese ATMs don't accept Russian cards. Using Ex24, it takes about 5 minutes: you transfer rubles to your Russian account, and the manager issues a QR code, which you use to withdraw VND at the nearest BIDV or Vietcombank ATM. The minimum withdrawal amount is VND 1,000,000.

Yes, you don't need a local card—just like any other. You can withdraw cash using a QR code from BIDV and Vietcombank ATMs (no physical card required) or order courier delivery to your location in Nha Trang, Da Nang, or Mui Ne.

Yes, daily until 9:00 PM at a pre-agreed address and time. Rates: Nha Trang — from VND 3,500,000 (delivery VND 150,000, free from VND 6,500,000); Da Nang — from VND 5,000,000 (delivery VND 150,000, free from VND 9,000,000); Mui Ne — from VND 2,500,000, in the tourist area from the Romano Hotel to Centara Mirage — free. Other addresses — by individual agreement.

Yes. Send the manager a photo of the seller's QR code, and we'll instantly pay for the product or service directly from your ruble account. This works in stores, cafes, and for bills—anywhere QR code payment is accepted in Vietnam.

You can choose to receive your payment in local currency—Vietnamese dong (VND)—or in cash US dollars (USD). You specify the payment currency when submitting your request to our manager.

Yes. Ex24 accepts USD* for Vietnamese dong at a fixed rate—the current USD* → VND exchange rate is shown in the calculator above. You can receive your dong using any method: ATM QR code, courier delivery, or deposit. Exchanges can be arranged with a manager between 11:00 AM and 9:00 PM.

No, that's not necessary. All payments are made securely and cashlessly using your Russian card, and you can receive cash in dong or dollars conveniently on the spot—via an ATM, by courier, or by bank transfer.

Minimum turnaround time: ATM withdrawals – from 5 minutes after transfer confirmation, QR code payments – instant, courier delivery – at an agreed-upon time on the day of order (before 9:00 PM), account transfers – up to 1 day. The exact turnaround time depends on the method of receipt and the amount – the manager will advise you when submitting your application.

Yes, Ex24 is suitable for paying for apartments and villas in Vietnam—both one-time purchase payments and regular rentals in Nha Trang, Da Nang, and other cities. You pay in rubles using a Russian card, and the recipient receives VND.

Yes. Ex24 allows you to pay real estate agencies, lawyers, realtors, consultants, and other contractors in Vietnam directly from your ruble account, with the exchange rate fixed at the time of the transaction.

Yes, Ex24 is convenient for regular business expenses: office rent, contractor payments, marketing, consulting, and other operational payments. The exchange rate is fixed for each transaction, and closing documents are available upon request.

Yes, we specialize in handling large financial transactions—from real estate payments to business settlements. For large amounts, we offer a customized rate, and a dedicated manager handles the transaction at every stage.

Our managers are available daily from 11:00 AM to 9:00 PM Vietnam time (ICT, UTC+7). Cash delivery is available until 9:00 PM. You can submit your request at any time – we'll process it the next business day.

An Ex24 manager stays in touch with you at every stage of the transaction—from fixing the rate to confirming receipt of funds—and will promptly resolve any questions you may have via Telegram or WhatsApp.

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